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The Review of Financial Studies

Volume 39 · Issue 6

Jun 1, 20269 articles

Beliefs about the Stock Market and Investment Choices: Evidence from a Survey and a Field Experiment

Christine Laudenbach · Annika Weber · Rüdiger Weber · Johannes Wohlfart

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Jun 1, 2026pp. 1654-1699DOI: 10.1093/rfs/hhae063 ↗

Can Human Capital Explain Income-Based Disparities in Financial Services?

Ruidi Huang · James S Linck · Erik J Mayer · Christopher A Parsons

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Jun 1, 2026pp. 1785-1822DOI: 10.1093/rfs/hhae004 ↗

Cross-Selling in Bank-Household Relationships: Mechanisms and Implications for Pricing

Christoph Basten · Ragnar Juelsrud

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Jun 1, 2026pp. 1751-1784DOI: 10.1093/rfs/hhad062 ↗

Designing Pension Plans According to Consumption-Savings Theory

Kathrin Schlafmann · Ofer Setty · Roine Vestman

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Jun 1, 2026pp. 1823-1876DOI: 10.1093/rfs/hhae061 ↗

Estimating Discount Functions with Consumption Choices over the Lifecycle

David Laibson · Sean Chanwook Lee · Peter Maxted · Andrea Repetto · Jeremy Tobacman

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Jun 1, 2026pp. 1580-1610DOI: 10.1093/rfs/hhae035 ↗

New Frontiers in Household Finance

Francisco Gomes · Michael Haliassos · Tarun Ramadorai

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Jun 1, 2026pp. 1557-1579DOI: 10.1093/rfs/hhag029 ↗

The Coholding Puzzle: New Evidence from Transaction-Level Data

John Gathergood · Arna Olafsson

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Jun 1, 2026pp. 1877-1908DOI: 10.1093/rfs/hhae016 ↗

The Gender Gap in Household Bargaining Power: A Revealed-Preference Approach

Ran Gu · Cameron Peng · Weilong Zhang

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Jun 1, 2026pp. 1611-1653DOI: 10.1093/rfs/hhae039 ↗

When Discounted Rates End: The Costs of Taking Action in the Mortgage Market

Adiya Belgibayeva · Teresa Bono · Philippe Bracke · Nuno Clara · João F Cocco · Tommaso Majer

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Jun 1, 2026pp. 1700-1750DOI: 10.1093/rfs/hhaf098 ↗